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What should I do if the loan has not been repaid for four years?
Contact the relevant loan personnel of Momo Loan to negotiate and let the platform stop making profits. Explain to customer service that you have difficulties, try to extend the repayment time and avoid personal credit problems.

Momo Loan is a product of Mimo Jin Fu, which focuses on providing consumer financial services for young women. There are three products in the wallet, one is cash installment, the other is shopping installment, and the other is medical installment.

Will online loans be sued if they are overdue for 4 years?

Overdue online loans can be prosecuted. From a legal point of view, as long as the borrower fails to repay the loan on time, the lender has the right to sue the overdue user, but the specific prosecution time still depends on the provisions of the online lending platform, and the prosecution standards of different online lending platforms are different.