To buy women’s accident insurance, you need to first understand the types of women’s accident insurance. Currently, women’s accident personal insurance products on the market are mainly divided into three categories. The first is women’s critical illness insurance, and the second is women’s critical illness insurance. It is plastic surgery insurance specially provided for women, and the third type is maternity insurance.
Critical illness insurance is a special kind of medical insurance. When the insured is diagnosed with a designated critical illness, the insurance company will pay an agreed amount of insurance money as compensation. There are many critical illness insurances tailored for women on the market. The types of diseases covered are mainly concentrated in some diseases that are unique to women or have a significantly higher incidence rate than men, such as breast cancer, cervical cancer, endometrial cancer, and ovarian cancer. Cancer, choriocarcinoma, systemic lupus erythematosus nephritis, osteoporosis, etc.
The second is plastic surgery insurance. Plastic surgery medical insurance provides women with facial plastic surgery coverage required for facial trauma caused by accidents. It is a woman's nature to love beauty. Nowadays, plastic surgery is also very common. However, plastic surgery also comes with certain risks. This product can be described as the most considerate comfort. It is important to note that not all cosmetic surgeries can be compensated. Insurance companies will only provide compensation when facial trauma is caused by an accident. This product usually appears as an additional insurance.
The third is maternity insurance. Compared with the above two types of insurance, maternity insurance is more “exclusive”. Social security and general medical insurance liability generally do not include complications caused by pregnancy, miscarriage, childbirth, infertility, birth control, sterilization surgery, infertility treatment, artificial insemination, prenatal and postnatal examinations, and the above reasons. For fertility medical risks, various insurance companies will design and develop some special products. For example, the maternity insurance of some insurance companies not only covers the above-mentioned special diseases, but also provides female maternity medical insurance for hospitalization expenses incurred due to routine postpartum examinations, childbirth, artificial abortion, induction of labor and related complications.