1, rural insurance and citizen medical insurance are the same. The payment amount is low, the personal account has no amount, and the payment period is not accumulated.

2. Only when you are hospitalized can you pass the overall reimbursement. The reimbursement rate is about 60%

3. If you go to a designated hospital below the county level, the reimbursement rate will be higher.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.