It won't open. Beauty loans are informal loans, and such loans do not require credit reporting. The credit investigation of loans must be connected with the People's Bank of China, and informal loans are illegal, so it is impossible to reach a cooperative relationship with the People's Bank of China, so that the loan records of Meiren loans will not be investigated. Credit investigation refers to the activities of personal credit investigation institutions established according to law to collect and process personal credit information and provide personal credit information inquiry and evaluation services according to the requirements of users.