The first category is accidental cosmetic insurance. For the insured who has to undergo plastic surgery due to unexpected circumstances, the insurance can bear part of the plastic surgery expenses. This kind of insurance is equivalent to an accidental medical insurance. However, this situation is usually passive cosmetic surgery, but there are also many people who take the initiative to cosmetic surgery for a more perfect face and figure. Can this be insured? At present, domestic insurance companies have developed this kind of insurance, and consumers can directly insure it.
The coverage mainly includes products such as eyes, nose, maxillofacial region, breast, liposuction and plastic surgery. The guarantee period is generally days, and the premium ranges from tens to hundreds of yuan. The amount of insurance also changes with the change of premium, ranging from tens of thousands to hundreds of thousands. At present, cosmetic surgery is not covered by traditional health insurance, and general medical insurance is responsible, but the risk of cosmetic surgery is not lower than other medical fields, so you should buy this insurance when you love beauty.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.