If a Japanese international student gets sick, will the medical expenses be expensive? Come and take a look! Welcome to read.
Is it expensive to see a doctor for international students in Japan?
If you get sick in Japan, is it expensive to see a doctor? In fact, Japan is a high-consumption country, and medical expenses are naturally high, so In order to be able to reimburse most of your medical expenses when you are sick, you must join the National Health Insurance.
What exactly is Japan’s National Health Insurance? National Health Insurance is called こくみんけんこうほけん. In Japan, it refers to the compulsory medical insurance for general citizens such as freelancers who do not apply to the health insurance law.
The law also stipulates that foreigners who plan to stay in Japan for more than one year must also join the National Health Insurance. The enrollment procedures are handled at the city, district, neighborhood, and village halls. It should be noted that after joining, each Insurance premiums must be paid every month. The insurance premium will vary depending on the city, ward, town, village or your income, but in most cases it is around 20,000 yen per year.
For international students who join the National Health Insurance, there will be certain exemptions and exemptions. Depending on each region, you need to pay about 1,000-2,000 yen per month. The scope of coverage includes general medical expenses, surgeries, medicines, plasters, etc., as well as nursing expenses, etc. Basically most situations can be included.
When you need treatment due to injury or illness, if you present your insurance card at the registration window, you will only pay 20%-30% of the medical expenses covered by the insurance, and the government will bear 70% of the medical expenses, which is convenient. Acceptable diagnosis and treatment. And the procedures are not cumbersome at all, and the counter will clear the settlement for you when you pay.
However, medical expenses that are not covered by insurance (such as cosmetic surgery, orthodontics, vaccinations, etc.) must be paid in full by yourself. Moreover, if you do not join health insurance, you cannot renew your visa or obtain residence status. Please note.
The most important thing is that national health insurance is strictly prohibited from borrowing, and if discovered, it will be dealt with as a "fraud". So you must take good care of it in your life.