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What are the conditions for Changsha bank loan?
1. The applicant is over 18 years old but under 65 years old, and the actual age of the lender plus the loan application period shall not exceed 70 years old;

2. The applicant has a stable and legal job and income, and has the ability to repay the principal and interest of the loan on time;

3. No bad record and good credit record;

4. Meet other conditions stipulated by the bank.

Is Changsha Bank a state-owned enterprise or a private enterprise?

Changsha Bank is neither a state-owned enterprise nor a private enterprise. But a local joint-stock commercial bank. Local Finance Bureau, Changsha Kaifu Finance Bureau, Changsha Tianxin Finance Bureau and other 14 urban credit cooperatives and municipal credit cooperatives jointly initiated the establishment of a joint stock limited company.