Legal analysis: the main items that can be included in medical insurance are: 1, tooth filling (including basic materials and treatment fees); 2, tooth extraction; 3, the cost of treating periodontal disease, gingivitis and other dental diseases. Items that cannot be reimbursed by medical insurance are: 1, dental implants; 2. porcelain teeth; 3. Wash your teeth; 4. Orthodontics; 5. dental implants; Both tooth extraction and filling are covered by medical insurance. However, dental implants and tooth washing are not covered by medical insurance. If it is therapeutic, such as tooth extraction is within the scope of medical insurance reimbursement, then dental implants are not. At present, most special dental insurance can only be treated in designated private dental clinics, so when buying dental insurance, you should confirm in advance whether there is a designated clinic in your city and whether the clinic meets your own requirements before deciding whether to buy it.

Legal basis: Regulations of People's Republic of China (PRC) Municipality on Basic Medical Insurance for Urban Workers.

Twenty-eighth personal accounts are used to pay medical expenses beyond the scope of the overall fund; If the personal account is insufficient to pay, it shall be borne by me.

Twenty-ninth serious illness hospitalization medical expenses, according to the following methods to pay:

(a) Qifubiaozhun in principle control in the city, county, autonomous county last year, the average social wage of workers 9%-0%.

(two) the maximum payment limit is controlled in principle at 3-5 times of the average social wage of employees in cities, counties and autonomous counties in the previous year.

(three) medical expenses above the minimum deductible and below the maximum payment limit are mainly paid by the overall fund, and individuals bear a certain proportion. Give appropriate care to the proportion of retirees who bear medical expenses.

The scope of serious diseases, the specific standards of Qifubiaozhun and the maximum payment limit, and the proportion of sharing medical expenses above Qifubiaozhun and below the maximum payment limit shall be determined by the provincial people's government.

Thirtieth medical expenses below Qifubiaozhun and above the maximum payment limit shall not be paid by the overall fund.