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Can the cost of treatment in a private orthopedic hospital be insured?
according to the insurance company's regulations, you should inform the insured company at the first time and go to the designated hospital for treatment. If it is not a hospital determined by the insurance company, it is difficult to get a claim. I hope you are mentally prepared.

Your child is a student and is insured by group insurance, so it is recommended that you make a claim through the school.