Suzhou area
Kunshan:
Regional Brief Comment: Kunshan's GDP ranks first in domestic county-level cities for more than ten years, with a population of 2.09 million. In terms of transportation, the Shanghai line 1 1 has been opened to traffic, and the Suzhou line 1 is expected to open in June next year. In addition, two light rails will be built in Suzhou, Shanghai and Suzhou-Xichang in the next two years, and there will be four rail crossings in Kunshan in the future. Apart from other long-term planned rail transit, Kunshan is the most mature city around Shanghai. If you want to increase value steadily, Kunshan is the first choice for maintaining value.
Housing purchase policy:
1, the original policy: foreigners need to pay social security or individual tax in Suzhou for two years before they can buy a house in Kunshan; From May 9 this year, foreigners can buy a house in Kunshan after paying social security for six months.
2. Talent coding: This policy was implemented in June 2020 and adjusted once in the second half of last year; At present, junior college and undergraduate education can be found on Xue Xin. Men can apply for talent code within 60 years old, and women can apply within 50 years old. At present, it is necessary to pay social security for 3 months, and it can be reviewed within 7 working days after submission. The latest news is that you can buy three sets of talent codes in Kunshan, which is equivalent to local household registration.
3. Education: At present, full-time undergraduate students are under 45 years old, and there is no need to pay social security when talents are introduced and settled. Self-taught undergraduate students can be introduced and settled by paying social security for 3 months within 45 years of age. College degree, can be introduced and settled within 35 years old.
Loan policy:
30% down payment for the first loan; There was a loan record before, the mortgage was settled and the down payment was 50%; There were outstanding loans before, and the down payment was 80%.
Support off-site provident fund loans, with a maximum loan of 600,000 for a single person and 900,000 for a family, which can be combined!
Regional price: the average price of Yushan Town (urban area) and Huaqiao is above 2 1000; The average price of other towns is around 14000- 19000!
Taicang:
Regional brief comment: Taicang is the nearest place to Shanghai among the surrounding cities, about 40 kilometers; Taicang is the hometown of German enterprises, so the industry takes a sophisticated route, without a large number of labor-intensive industries like Kunshan. So the population of Qipukou in Taicang is 830,000. The advantage is a small population and a better living environment. The disadvantage is that there are relatively few people selling short-term houses.
At present, there are two lines in Taicang, one is the northern extension of Jiamin Line, the other three stops in Taicang are similar to the previous Shanghai Line 1 1 to Huaqiao, and there is a Suzhou-Wuxi-Changzhou intercity. These two lines are expected to be completed in Taicang this year.
Housing purchase policy:
1, the original policy: foreigners need to pay social security or individual tax in Suzhou for two years before they can buy a house in Taicang; From May 9 this year, foreigners can buy a house in Taicang after paying social security for six months.
2. Talent coding: This policy was implemented in June 2020 and adjusted once in the second half of last year; At present, junior college and undergraduate education can be found on Xue Xin. Men can apply for talent code within 60 years old, and women can apply within 50 years old. At present, it is necessary to pay social security for 3 months, and it can be reviewed within 7 working days after submission.
3. Education: At present, full-time undergraduate students are under 45 years old, and there is no need to pay social security when talents are introduced and settled. Self-taught undergraduate students can be introduced and settled by paying social security for 3 months within 45 years of age. College degree, can be introduced and settled within 35 years old.
Loan policy:
30% down payment for the first loan; There was a loan record before, the mortgage was settled and the down payment was 50%; There were outstanding loans before, and the down payment was 80%.
Support off-site provident fund loans, with a maximum loan of 600,000 for a single person and 900,000 for a family, which can be combined!
Regional price: around 0/8000-24000 for Chengxiang Town (urban area), Science and Education New Town and Loujiang New Town; The average price of other towns is around 8000- 15000.
Wujiang:
Regional Brief Comment: This article mainly talks about the surrounding areas of Shanghai. At present, the area around Shanghai below Suzhou is Fen Lake in Wujiang. Let's focus on Fenhu Lake. Hu Fen and Shanghai Qingpu District handover; 20 19 Yangtze River Delta Integration Demonstration Zone was officially listed, and five towns of Jiangsu, Zhejiang and Shanghai cooperated in development, among which Lili Town (Hu Fen Economic Development Zone) under Wujiang is also in the demonstration zone; At present, many high-tech enterprises have been introduced into Hu Fen, which has sufficient development potential in the later period. Recently, rail transit has also been put on the agenda.
Purchase restriction policy:
1. You can pay taxes or social security in Suzhou for six months or more within three years from the date of purchase (note: Xiangcheng District needs 600 points in addition to the original social security).
2. Education: At present, full-time undergraduate students are under the age of 45, and talents are introduced and settled without paying social security. Self-taught undergraduate students can be introduced and settled by paying social security for 3 months within 45 years of age. College degree, can be introduced and settled within 35 years old.
Sales restriction policy: new houses are restricted for 2 years, and second-hand houses are not restricted for sale.
Loan policy:
30% down payment for the first loan; There was a loan record before, the mortgage was settled and the down payment was 50%; There were outstanding loans before, and the down payment was 80%.
Support off-site provident fund loans, with a maximum loan of 600,000 for a single person and 900,000 for a family, which can be combined!
Regional price: the price in Wujiang city is around 16500-26000; The price of Hufen Lake is around 20000, and that of other towns is around 9000- 15000.
Changshu:
Regional brief comment: Changshu belongs to one of the four county-level cities under the jurisdiction of Suzhou, ranking fourth in the country all the year round; In July 2020, the Shanghai-Suzhou-Nantong high-speed railway was opened, but the planned high-speed railway along the Yangtze River in southern Jiangsu has not yet been opened; At present, the main industry in Changshu is light manufacturing. In recent years, the trend of house prices has been fierce, almost equal to that of Kunshan next door.
House purchase policy: at present, foreign household registration is not limited to purchase.
Loan policy:
20% down payment for the first loan; You can also make a down payment of 30% if you have a mortgage under your name; There are two sets of mortgage and above loans in the name, and loans cannot be made.
Support off-site provident fund loans, with a maximum loan of 600,000 for a single person and 900,000 for a family, which can be combined!
Regional price: urban price14000 ~ 25000; The average price in the town below is around 9500- 15000;
Zhangjiagang:
Regional brief comment: Zhangjiagang belongs to a county-level city under the jurisdiction of Suzhou, and its perennial economy ranks third among the county-level cities in China; Zhangjiagang is the farthest city from Suzhou to Shanghai, and its subordinate scenic spots of Xiangshan and Fenghuang Mountain are very good and livable.
House purchase policy: at present, foreign household registration is not limited to purchase.
Loan policy:
20% down payment for the first loan; You can also make a down payment of 30% if you have a mortgage under your name; There are two sets of mortgage and above loans in the name, and loans cannot be made.
Support off-site provident fund loans, with a maximum loan of 600,000 for a single person and 900,000 for a family, which can be combined!
Regional price: urban price13500 ~ 21000; The average price in the town below is around 9000- 13000;
Nantong area
Qidong:
Regional brief comment: Qidong City faces Shanghai across the sea, which is the longest starting point of Shanghai (among the cities bordering Shanghai); In recent years, Nantong's education level has been out of the circle in Jiangsu Province. The prices of good school districts in Nantong are generally not low, and the prices in Qidong City have also risen. At present, I want to buy it in Qidong around Shanghai, mainly Chongming Island, because the environment is good at the junction of Chongming District in Shanghai; It is often said through the grapevine that the property rights of Chongming Jiangsu may be included in Shanghai, which seems almost impossible to me.
House purchase policy: at present, foreign household registration is not limited to purchase.
Loan policy:
1. There is no commercial housing loan record in Nantong and other cities, and this is the first time to purchase a house;
2. In Nantong and other cities, the loan of a first suite is not paid off, which is counted as a second suite, and the down payment ratio and interest rate are calculated according to the second suite.
The minimum down payment ratio of the first suite is 20%, and that of the second suite is 30%.
Regional price: the urban price is above 15000; The average price in the town below is around 9000- 13000; The average price on Chongming Island is around 12500.
Haimen:
Regional Brief Comment: There are two hot spots in Qihaimen in recent two years. The first is that Shanghai Third Airport settled in Haimen; The other is that Haimen City has become Haimen District; These two hot spots have really made Haimen's housing prices soar, and now the housing prices of sub-new residential areas in Haimen City are basically around 20,000.
House purchase policy: at present, foreign household registration is not limited to purchase.
Loan policy:
1. There is no commercial housing loan record in Nantong and other cities, and this is the first time to purchase a house;
2. In Nantong and other cities, the loan of a first suite is not paid off, which is counted as a second suite, and the down payment ratio and interest rate are calculated according to the second suite.
The minimum down payment ratio of the first suite is 20%, and that of the second suite is 30%.
Regional price: urban price17000-24000; The average price in the town below is around 9000- 13000;
Rugao:
Regional Brief Comment: Rugao, as the city with the longest life expectancy in the world, has a very comfortable living environment and climate. In 2020, the Shanghai-Suzhou high-speed railway will be officially opened to traffic, and Rugao will also have a direct station to Shanghai. At present, if Rugao South Station is under construction, there will be two high-speed railway station in Rugao later.
House purchase policy: at present, foreign household registration is not limited to purchase.
Loan policy:
1. There is no commercial housing loan record in Nantong and other cities, and this is the first time to purchase a house;
2. In Nantong and other cities, the loan of a first suite is not paid off, which is counted as a second suite, and the down payment ratio and interest rate are calculated according to the second suite.
The minimum down payment ratio of the first suite is 20%, and that of the second suite is 30%.
Regional price: urban price10000 ~13000; The average price in the town below is around 5000~9000;
Jiaxing area
Jiashan:
Regional brief comment: Jiashan has many favorable policies in recent years, such as connecting with Shanghai service demonstration zone, Hu Jia intercity rail, Yangtze River Delta integration experimental zone, and the first line of demonstration zone at the end of last year; After the Yangtze River Delta Integration Demonstration Zone was officially listed, Jiashan introduced many high-tech enterprises, such as Sino-Singapore Industrial Park (a city operation jointly established by China and Singapore, which successfully became Suzhou Park). Jiashan mainly works here as an industrial park with smart sensors; Jiashan's economy has grown rapidly in recent years. Although Jiashan's current economy may not be very prominent, it has great potential in the future.
House purchase policy: At present, foreign registered households can only buy a house in five counties and three districts of Jiaxing; (5. 12 The new policy has not been implemented)
Restricted sales policy: restricted sales for 2 years (keep the original policy unchanged)
Loan policy: there is no mortgage under the name, and the down payment is 30%; A mortgage under the name requires a down payment of 40%; There are two sets of mortgage and above loans in the name, and loans cannot be made.
Regional price: Tang Wei, Huimin and Luoxing (urban area) are around 15000-2 1000; The average price of other towns is around11000-17000.
Pinghu:
Regional brief comment: Pinghu is the only city around Shanghai that is connected with Shanghai by land and sea, and the port area of Jiaxing is also in Pinghu; At present, Pinghu has many traditional Japanese-funded enterprises and domestic luggage manufacturing enterprises, and the Zhangjiang Yangtze River Delta Science and Technology City, which was jointly built with Shanghai in recent years, is a new member. Tens of billions of projects such as Lego, Sino-Italian Helicopter and Runze Information Park have fallen behind one after another, with more than 40 Fortune 500 companies.
House purchase policy: At present, foreign registered households can only buy a house in five counties and three districts of Jiaxing; (5. 12 The new policy has not been implemented)
Restricted sales policy: restricted sales for 2 years (keep the original policy unchanged)
Loan policy: there is no mortgage under the name, and the down payment is 30%; A mortgage under the name requires a down payment of 40%; There are two sets of mortgage and above loans in the name, and loans cannot be made.
Regional price: the price of Central Belt and East Lake (urban area) is around 14500- 18000; The average price of other towns is around11000-15000.
Haining:
Regional brief comment: Haining is at the junction with Hangzhou, ranking among the top ten county-level cities in China. The main industry is leather. In June, 2023, Haining Hanghai Light Rail was officially opened, which went directly to high-speed railway station Hub in Yuhang, Hangzhou.
House purchase policy: At present, foreign registered households can only buy a house in five counties and three districts of Jiaxing; (5. 12 The new policy has not been implemented)
Restricted sales policy: restricted sales for 2 years (keep the original policy unchanged)
Loan policy: there is no mortgage under the name, and the down payment is 30%; A mortgage under the name requires a down payment of 40%; There are two sets of mortgage and above loans in the name, and loans cannot be made.
Regional price: the price in Haining city is around 1600-2 1000; The prices of Xucun Town and Chang 'an Town are around 18000-22000; Other towns are around 14500.
Huzhou area
Xing Wu:
Regional Brief Comment: Wuxing District is the urban area of Huzhou, which is currently divided into old city, Ren Huang Mountain, southwest new city and east new city. The price is the cheapest around Shanghai. At present, the Shanghai-Suzhou-Lake high-speed railway is under construction, and it will arrive in Shanghai in 35 minutes, and it is at the junction with Hangzhou. It will develop rapidly in the next few years.
House purchase policy: unlimited purchase (the original policy is that it takes 6 months for foreigners to buy a second house in the central city)
Sales restriction policy: sales restriction for 2 years (within the central city)
Loan policy: the normal down payment is 30%, and the minimum down payment of some banks can reach 20%; There is a mortgage under the name that requires 40% down payment, and some banks can pay 30% down payment; There are two sets of mortgage and above loans in the name, and loans cannot be made.
Support off-site provident fund loans! The maximum loan for a single person is 400 thousand, and the maximum loan for a family is 500 thousand; Buying green buildings can increase the amount of provident fund loans, up to 20%.
Regional price: the price of Wuxing district center is around 13000- 18000; The average price of other towns is around11000-14000.
Nanxun:
Regional Brief Comment: Nanxun District is a district based on the new planning of Nanxun Town. At present, the population is small and the urban construction is relatively poor. However, the overall planning is a county-level unit, and the future construction will not be bad. Nanxun District is the main station of Shanghai-Suzhou-Lake high-speed railway, and the time to Shanghai will be shorter in the future.
Regional price: the central price of Nanxun District is around11000-14000; The average price of other towns is around 8500- 1 1000.
House purchase policy: unlimited purchase (the original policy is that it takes 6 months for foreigners to buy a second house in the central city)
Sales restriction policy: sales restriction for 2 years (within the central city)
Loan policy: the normal down payment is 30%, and the minimum down payment of some banks can reach 20%; There is a mortgage under the name that requires 40% down payment, and some banks can pay 30% down payment; There are two sets of mortgage and above loans in the name, and loans cannot be made.
Support off-site provident fund loans! A single person can borrow up to 400,000 yuan, and a family can borrow up to 500,000 yuan; Buying green buildings can increase the amount of provident fund loans, up to 20%.
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