1. Beauty loans and campus loans are irregular and illegal loans. 2. Beauty loans and campus loans are mainly aimed at contemporary college students, especially female college students. They are bound by high debts and set up by deliberately overdue and paying off interest. Some girls fall into the trap of high debt and even become a long-term money-making tool for routine loan gangs. Taking fast loans such as "unsecured" and "non-repayment of interest" as gimmicks, women, especially college students, who are unable to pay high plastic surgery fees and are in urgent need of loans, are lured to illegal medical beauty institutions for plastic surgery, and it is agreed to lend at illegal daily high interest rates. 3. Handling beauty loans is generally related to beauty institutions. Some plastic surgery institutions will cooperate with the beauty loan platform to provide services for users who want to apply for beauty loans. Generally, under the guidance of the borrower's loan Commissioner, I will provide my valid ID card, Alipay Sesame Credit Score, common home address, work, study and emergency contact number, and take photos with my ID card before applying for a loan. 4. Campus loan refers to the behavior of students borrowing money from various lending platforms. The Ministry of Education, the Ministry of Human Resources and the China Banking Regulatory Commission jointly issued a document to standardize the management of campus loans, explicitly prohibiting campus loans, and said that no online lending institution is allowed to issue loans to college students. 5. Campus loans are divided into five categories: (1) credit services provided by traditional e-commerce platforms such as Taobao and JD.COM, such as borrowing money, petty cash, ant flowers, and JD.COM campus white bars; (2) Some consumer finance companies, such as interesting installment and arbitrary installment, have low withdrawal amount; (3) Online lending platform, which is used for college students' education and entrepreneurship, such as famous school loans. (4) Private offline loans of private lenders and lenders, commonly known as. (5) Campus products provided by banking institutions for college students, such as "Golden Bee Campus Express Loan" of China Construction Bank and "Lightning Loan for College Students" of China Merchants Bank. 6. dunning method: 1, sending overdue short messages; 2. Call or send text messages alone; 3. Contact the relatives and friends of the lender; 4. Warn the lender. 5. Send a lawyer's letter; 6. Send a notice to the school or unit; 7. Posting posters in public places; 8. Send text messages in groups. 7. There are two repayment methods: average capital repayment method and matching principal and interest repayment method (1). Average capital repayment method: the borrower repays the same amount of loan principal every month, and the interest decreases month by month, and the monthly repayment amount decreases month by month. (2) Equal principal and interest repayment method: the borrower repays the loan principal and interest in equal amount every month. At the beginning of repayment, the interest expense is the most, and the principal is relatively small. With the monthly interest expense gradually decreasing, the returned principal gradually increases.
Second, is it legal to lend money to students for cosmetic surgery?
I'm here to read the comments.
Third, can college students borrow money for plastic surgery?
Loans usually come from certain materials, such as mortgages. Plastic surgery seems unheard of, but it should be preferential, such as installment payment!
This should be negotiable with the dean!
Act of seeking adoption