Dot-matrix laser usually helps to improve the phenomenon of long spots on the face, usually helps to improve skin quality, is good for removing spots or freckles and sunburn on the face, and can also make the skin more delicate, because dot-matrix laser belongs to medical beauty projects and is not covered by medical insurance reimbursement. But when you do dot matrix laser, you must go to a public 3A hospital for surgery.
Medical insurance reimbursement process:
1. Confirm reimbursement scope: During the treatment, you need to confirm whether your treatment items are within the scope of medical insurance reimbursement;
2. Collect reimbursement materials: collect relevant treatment records, drug receipts, medical expense lists and other relevant materials;
3. Go to the social security department for reimbursement: submit relevant materials for medical insurance reimbursement to the local social security department;
4. Pending review: The social security department will conduct relevant review and comparison to confirm the reimbursement ratio and reimbursement amount; Receive reimbursement: After approval, you can receive medical insurance reimbursement at the designated bank.
Medical insurance reimbursement standard:
1, residents' reimbursement ratio: town health centers reimburse 60%; 40% reimbursement for secondary hospitals; 30% reimbursement for tertiary hospitals;
2, urban residents, in a settlement year, the medical expenses that meet the scope of reimbursement are 65,438+10,000 yuan, the threshold for tertiary hospitals is 659 yuan, the reimbursement ratio is 50%, and the upper limit is 2,000 yuan; The Qifubiaozhun for hospitalization in secondary hospitals is 300 yuan, and the reimbursement rate is 55%; There is no Qifubiaozhun in the first-class hospital, and the reimbursement rate is 60%;
3. You need to go back to your hometown for reimbursement, and the reimbursement rate is 35-65%, which varies according to the level of the hospital.
To sum up, dot matrix lasers are generally not covered by medical insurance, and dot matrix lasers are not covered by medical insurance. Dot matrix laser channel can remove other spots on the face, and can quickly remove melanin to achieve the effect of freckle removal. However, it is a medical beauty project, which is not covered by medical insurance and cannot be reimbursed through medical insurance. It is also risky to do dot matrix laser. We should find more experienced doctors and choose large medical institutions to reduce the postoperative risk.
Legal basis:
Article 28 of People's Republic of China (PRC) Social Insurance Law
Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.
Article 29
The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units.
The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.