This is legal. Installment loan is a loan that the bank allows the borrower to repay in installments within a certain period of time. When issuing such loans, banks must investigate the borrower's financial situation and repayment ability, and at the same time, they must determine the time of repayment in installments, the amount of repayment in each installment and the calculation method of interest in the loan contract.

Legal basis: Article 680 of the Civil Code of People's Republic of China (PRC) prohibits high-interest lending, and the lending rate shall not violate the relevant provisions of the state.

If there is no agreement on the payment of interest in the loan contract, it shall be deemed that there is no interest.

If the loan contract does not specify the payment method of interest, and the parties cannot reach a supplementary agreement, the interest shall be determined according to the local or the parties' trading methods, trading habits, market interest rates and other factors; Loans between natural persons are regarded as interest-free.

Second, is it okay to pay in installments if you have plastic surgery?

Yes, you can. . . .

3. Is the plastic surgery hospital loan installment legal?

Legal and effective. The sales contract for payment during cosmetic surgery is in compliance with the law.

According to Article 634 of the Civil Code, the amount of installment payment that the buyer fails to pay the due price reaches one fifth of the total price, and the buyer is still not required to pay the full price or terminate the contract after being urged.