Whether the insurance will report the operation fee should be analyzed according to the patient's specific illness, and it depends on what insurance is bought and what circumstances require surgery.

If you buy medical reimbursement, such as hospitalization insurance, under normal circumstances, the cost of surgery for hospitalization due to illness can be reimbursed; But if the patient belongs to plastic surgery, such as breast augmentation and double eyelid surgery, it is generally not reimbursed at this time.

If you buy accident insurance, you can also reimburse yourself for an accident that requires surgery.

If you buy critical illness insurance, it is a kind of payment insurance, and medical expenses will not be reimbursed. When making claims, customers need to meet the terms of serious illness claims in order to get a one-time claim, and ordinary surgery cannot be reimbursed.

If you buy life insurance, you can only lose money when you die, and the operation fee cannot be reimbursed.

Therefore, whether it can be reported specifically depends on the patient's condition. It is suggested that patients must know the contents of the insurance contract before operation to avoid claims disputes in the later period.

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