If more than eight teeth fall off due to an accident and reach a certain level of disability, you can apply to the insurance company for compensation, and the insurance company will compensate according to a certain proportion. Accidental injury medical insurance only covers the treatment of accidental tooth injury. Other dental projects are exempt from the responsibility of orthodontics and restoration. Look, more and more insurance companies have developed dental insurance. The warranty period is one year, and the cost ranges from several hundred yuan to several thousand yuan. The coverage also includes medical care and basic treatment. If you are interested in buying, you can consult major insurance companies and choose products with high cost performance.
What can commercial insurance reimburse?
Outpatient and emergency expenses
1. The medical expenses of employees 1800 yuan or above can only be reimbursed after seeing a doctor in the emergency department of the hospital, and the reimbursement rate is 50%.
2. For retirees under 70 years old, the expenses above 65,438 yuan +0.300 yuan can be reimbursed, and the reimbursement ratio is 70%.
Retirees over 3.70 years old can be reimbursed 80% for expenses above 1300 yuan.
3. 95% of expenses exceeding 40,000 yuan to the maximum payment limit can be reimbursed, and employees only need to pay 5%.
4. The proportion of individual contributions of retirees is 60% of on-the-job (i.e. above) employees, and those below the starting salary standard are paid by individuals.