According to the relevant provisions of China's medical insurance, all kinds of beauty and bodybuilding projects and non-functional beauty and plastic surgery are not covered by medical insurance reimbursement. The essence of hair transplantation still belongs to the plastic surgery industry, so at present, hair transplantation can not be classified as medical insurance, and the cost of hair transplantation surgery can not be reimbursed by medical insurance. It is recommended to choose a professional and regular hospital to receive hair transplantation, which is safe and secure.
Medical insurance reimbursement standards are as follows:
1. Hospitalization: Medical insurance can guarantee hospitalization caused by illness or accident, including medical service fees, medicine fees, materials fees, examination fees, etc.
2. Outpatient treatment: Medical insurance can reimburse medical expenses for outpatient treatment, including registration fees, inspection fees, inspection fees, medicine fees, etc.
3. Physical examination: Medical insurance can reimburse medical examination expenses paid by individuals at their own expense.
It should be noted that there may be differences in different regions and policies, and the specific scope and standard of reimbursement shall be subject to local policies.
Medical insurance reimbursement process:
1. Confirm reimbursement scope: During the treatment, you need to confirm whether your treatment items are within the scope of medical insurance reimbursement;
2. Collect reimbursement materials: collect relevant treatment records, drug receipts, medical expense lists and other relevant materials;
3. Go to the social security department for reimbursement: submit relevant materials for medical insurance reimbursement to the local social security department;
4. Pending review: The social security department will conduct relevant review and comparison to confirm the reimbursement ratio and reimbursement amount; Receive reimbursement: After approval, you can receive medical insurance reimbursement at the designated bank.
To sum up, hair transplantation belongs to the category of plastic surgery and does not belong to medical insurance for serious illness. Hair transplantation belongs to autologous hair transplantation and does not meet the medical insurance coverage project. If you want to transplant hair, you can go to the local regular hospital dermatology or plastic surgery hospital for consultation. Combined with the situation of the head, professional doctors will make a more suitable plan to adjust. Don't go to local small hospitals or clinics for petty gain, so as to avoid improper treatment, damage to local hair follicles, and other discomfort symptoms, which will lead to hair follicle necrosis in severe cases.
Legal basis:
Article 28 of People's Republic of China (PRC) Social Insurance Law
Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.
Article 29
The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units.
The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.