Phoenix and Mei immediately bought you the existing real estate license and will get it soon. If you apply for a loan from Phoenix USA, the bank will not deduct the title certificate, but another title certificate, which is part of the land certificate. A normal house of Phoenix and Meijia has two certificates: property right certificate and land certificate. If the other title certificate is a loan from Phoenix America, it should be kept by the bank. If you pay in one lump sum, you will have two complete certificates.

Buying a house with Phoenix and Midea is a major form for people to acquire property rights. When buying houses in Phoenix and Midea, we should pay attention to the following issues: first, we should investigate whether the houses in Phoenix and Midea are legal, whether the relevant procedures are complete, and whether the sellers have legal status; Two, should sign a house purchase contract with the seller of Phoenix and Midea, which should specify the geographical location, purchase method, price, payment method, rights and obligations of both parties in detail; Third, it is necessary to go through the registration and transfer procedures in the housing management department in time.

The above contents are for reference only, I hope I can help you. Thank you for your support. I wish you a happy purchase!