The deductible of Pacific Enjoy Million Medical Insurance refers to the annual medical expenses within the scope of protection. If the out-of-pocket part exceeds 6,543,800 yuan, the medical expenses above 6,543,800 yuan can be included in the compensation, and the part below 6,543,800 yuan can be reimbursed by the unit or other insurance companies.

The amount of social security personal account is also regarded as the self-payment part. The part reimbursed by social security or public medical care cannot be included in the deductible, and the part reimbursed by other commercial insurance can be included in the deductible as long as it meets the payment conditions of this type of insurance.

Extended data:

Pacific company enjoys 1 million exemptions:

1. The insured intentionally causes the insured to be injured or hospitalized.

2. The insured intentionally commits a crime or resists arrest.

Three, the insured fights, drunkenness, suicide, intentional self-harm, and smoking, smoking, injecting drugs.

4. Accidents caused by the influence of alcohol, drugs and controlled drugs on the insured.

Five, the insured drunk driving, driving without a license and driving a motor vehicle without a valid driver's license.

6. Preexisting diseases, congenital diseases and hereditary diseases.

7. During the period when the insured is diagnosed with AIDS or infected with HIV (HIV positive).

Eight, the insured pregnancy, abortion, childbirth, birth control and the resulting injury or disease.

Nine, cosmetic surgery, plastic surgery, congenital malformation correction, dental treatment and surgery.

Ten, the purchase of transplanted organs, the installation of artificial organs, the purchase of wheelchairs, pacemakers, hearing AIDS and glasses.

China Pacific Insurance Company-Lexiang Million Medical Insurance