According to the query on Xicai.com, Qilubao’s insurance coverage includes:

1. Inpatient and outpatient chronic disease protection, with a maximum claim of 1.5 million yuan, but there is a 20,000 yuan exemption 80% of the compensation amount can be paid. If the inpatient and outpatient chronic medical insurance payment is within the scope of the basic medical insurance payment after being reimbursed by basic medical insurance, medical assistance and Qilu Insurance, and the part paid by yourself exceeds 80,000 yuan, the compensation ratio can be Increase to 100%;

2. 15 new special drugs are covered outside medical insurance, with a maximum compensation of 1 million yuan and 80% reimbursement. Qilubao insurance has no waiting period and its premiums are cheap. If you need supplementary medical insurance, you can consider purchasing it.