Understanding of Japan's National Health Insurance
Participating in universal medical insurance can reimburse a lot of expenses, but what conditions can you participate?
With regard to national health insurance, all Japanese nationals are insured. All citizens must join the public insurance system. If you are an international student, you must participate in the national health insurance. National health insurance is operated by towns and villages. Go to the municipal government of the town where you live to apply for insurance and pay the insurance premium. With regard to national health insurance, all Japanese nationals are insured. Once you join the universal health insurance, you only need to pay 30% of the total cost when you pay the medical expenses at the hospital window. The following persons can participate in the national health insurance:
1, people who have not participated in social medical insurance;
2. People without minimum living security;
3. People who have not joined the national health insurance portfolio;
4. Did not join the geriatric medical system in the later period.
Foreigners who have registered (are eligible to stay) and want to live in Japan for more than one year need to join the national health insurance. I don't think it's cost-effective to take insurance. If you get sick, you can pay for it at your own expense. This practice is not allowed.
In addition, short-term stays below 1 year are not allowed to participate in universal health insurance. The items for which insurance cannot be used are:
1. Health diagnosis and preventive injection;
2. Normal delivery and economic induced abortion;
3. Special treatment of teeth, such as gold braces;
4. cosmetic surgery;
5. Injuries caused by fighting, drinking and bad behavior;
6. Work-related injuries;
7. Hospital bed fee.
If you are an international student, it is possible to reduce the insurance premium. Because the premium of national health insurance is determined according to the income of the previous year. The calculation method of national health insurance premium varies according to different towns in urban areas. Please go to the relevant window of the municipal government for details. In addition, be sure to apply for lowering the insurance premium, and don't forget to apply when you apply for insurance.
National health insurance is a kind of national insurance, with a very large coverage and a large number of participants. At present, China has not yet developed a national health insurance product. I believe that in the near future, we can find traces of national health insurance.
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