Let's go According to my love card network, the full name of Momo loan is Shanghai Mimo Financial Information Service Co., Ltd., and there are mainly two loan products, one is credit card repayment and the other is college student loan. At present, both loan products have credit records. Once the borrower fails to pay it back within the time limit, it will be uploaded to the database of the credit information center, which will affect the application for loans or credit cards in the future.