The money for the plastic surgery installment loan has come down, and the user doesn't want it, so he can only apply for a one-time prepayment. Although he needs to pay some liquidated damages and handling fees, it is equivalent to returning the loan funds. However, it is not supported by this lending institution to return the loan funds directly without paying any fees. Therefore, users must carefully consider before applying for installment loans.

legal ground

People's Republic of China (PRC) Civil Code

Article 585 The parties may agree that one party shall pay a certain amount of liquidated damages to the other party for breach of contract, or may agree on the calculation method of the amount of compensation for losses caused by breach of contract.

If the agreed liquidated damages are lower than the losses caused, the people's court or arbitration institution may increase the liquidated damages at the request of the parties; If the agreed liquidated damages are excessively higher than the losses caused, the people's court or arbitration institution may appropriately reduce them at the request of the parties.

If the parties concerned pay liquidated damages for delayed performance, the breaching party shall also perform the debt after paying the liquidated damages.