Which stage of medical beauty is stronger, just look for squirrel treasure. Squirrel Bao has always insisted on doing things that are beneficial to social development and to users and institutions.
In recent years, more and more financial technology companies have joined the "legion" of medical beauty staging, hoping to share a piece of it. However, the medical beauty staging industry is still in the stage of crossing the river by feeling the stones, and the market is mixed. The industry believes that the chaos in the medical beauty staging market has a long history. On the one hand, it is due to malicious fraud of B-end institutions, on the other hand, it is the lack of risk control audit of phased platforms. In recent years, the installment loan platform has been fighting fraudsters, but this phenomenon is still happening.
It is understood that the main problems in the field of medical beauty staging are as follows: First, many medical beauty institutions apply for loans from beauty seekers without their knowledge; In addition, institutions run away after applying for loans from beauty seekers, causing psychological trauma to beauty seekers and facing huge debts. Even some beauty seekers have applied for loans under the guidance of institutions, but they have encountered the overlord clause, leaving beauty seekers helpless on the grounds that the loans are not refundable.
Squirrel treasure was developed in stages on 20 14 and put into trial operation. So far, in just three years, it has rapidly grown into a leading brand of new consumption in China. Squirrel Bao adopts an innovative credit staging model, which not only improves the audit threshold of medical beauty institutions, but also lowers the entry threshold of beauty seekers. It also adopts new strategies to prevent the emergence of bad forms such as cashing, so that beauty seekers can enjoy beauty more purely, and medical beauty institutions do their duty. Squirrel treasure staging also incorporates the value of integrity into the risk control system, making the market of medical beauty staging more transparent, fully embodying the brand value and influence of Squirrel treasure staging.
Consumer finance is a double-edged sword. Whoever gets close to Zhu Zhechi will get close to Mexico. In terms of access conditions of institutions, Squirrel Bao strictly examines them in stages, blacklists those institutions that will have adverse effects or potential adverse effects on the market, and squeezes the adverse development of these institutions on the market. Squirrel treasure is a clear stream in the industry. It not only cooperates with high-quality training institutions, but also pays more attention to outstanding small and medium-sized institutions with advanced medical technology and unlimited development potential, and makes every effort to help them become bigger and stronger. Squirrel treasure is their solid foundation in stages.
Squirrel treasure has grown in scale step by step, and its popularity has increased rapidly. Many excellent medical and beauty institutions have witnessed the strength of Squirrel Treasure Staging and can't wait to cooperate with Squirrel Treasure Staging Platform.
Is it easy to get a medical loan?
Easy to handle.
Medical loan application conditions:
1. Applicants must be at least 23 years old and cannot be students;
2. Personal credit information is good and there is no bad credit record;
3. The applicant has a certain ability to repay the principal and interest;
4. Medical and beauty institutions applying for loans are large institutions with high reputation and business compliance. Meet the above conditions, users can try to apply for medical beauty loans.
1. What is a medical beauty loan?
This kind of loan is a kind of consumer loan, which is provided by some loan platforms in cooperation with medical and aesthetic institutions to provide instant consumption and first-time beauty loans for some groups with insufficient spending power.
Different from other consumer loans, the amount of medical beauty loans can only be used to pay the plastic surgery expenses of designated medical institutions, and cannot be withdrawn or transferred, nor can it be used for other purposes.
2. Is the medical loan legal?
At present, laws and regulations do not clearly stipulate that medical and American loans are illegal, only that medical and American loans are in a gray area. However, the medical and American loan products on the market are mixed, which are difficult to control, lax in examination and unsecured, and easily lead to a series of social problems. Therefore, we should try our best to choose medical and beauty loans launched by formal institutions.
Usually, regular medical and beauty lending institutions are qualified for loans, that is, institutions with formal financial licenses, or cooperative loans with licensed financial institutions, will not charge high interest, do not conceal the real loan interest, and the interest rate range will not exceed the warning line stipulated by law, and can provide formal loan contracts without malicious collection when users are overdue.
In addition, the beauty institutions that cooperate with the medical and American loans must have valid business licenses and medical institutions' practice licenses, surgeons must obtain doctors' practice certificates, and the fees are transparent, and they will not falsely report medical projects and drive up the cost of surgery.
3. Is there a credit report for the medical loan?
If the credit information collected at the medical and aesthetic staging platform meeting is overdue, it will have a very adverse impact on the borrower's credit. It is extremely difficult to get a loan or apply for a credit card in the future. Those who don't receive credit information will access private credit information agencies, probably because the credit information between online lending institutions will eventually affect your personal credit.
How many days can oxygen expire?
There is no limit. There is no limit to the overdue time, but the longer the overdue time is, the records in the credit investigation will change. Loans overdue, on the other hand, can borrow for more than 90 days. Therefore, the overdue time of users should not exceed 90 days. Once it is deemed as malicious overdue by the bank, it will bear serious consequences.
Oxygen sub-loan is a kind of scene finance, which is a product and service jointly launched by medical and beauty institutions and third-party financial institutions, such as medical and beauty loans, medical and beauty loans, installment payment and so on. Medical beauty loans overdue will have overdue credit records, which will affect users' personal credit information. However, the medical beauty loan cannot be used for credit investigation, although it will not affect personal credit investigation, but the loan institution will make dunning during the overdue period, which will affect the daily life of users. After all, if the overdue situation is serious, lending institutions will use users.
If the user maliciously fails to repay the loan, or the overdue time exceeds 3 months, then the medical beauty loan may be used by the user. If the user's overdue time is short and the overdue amount is small, then the medical beauty loan will mainly collect the user. Lending institutions will not consider it at this time. As long as the user applies for a medical beauty loan, he must repay it according to the contract.
What is an oxygen subprime loan?
According to reports, Oxygen Branch is a special credit service platform for consuming medical/life beauty services, and licensed financial institutions cooperating with the platform approve loans. At present, the investors of the cooperation are all licensed and compliant financial institutions/financial institutions. Users who apply for consumer medical care/life beauty staging need to contact the staff of medical institutions for consultation, submit materials and apply by scanning the QR code exclusive to the institutions. The application conditions are that the mobile phone number has been online for more than 6 months, holding a second-generation valid ID card and at least 22 years old (non-students), and holding a savings card.
At present, the oxygen distribution service is only open to institutions that make cooperative consumption of medical care/life beauty, and more institutions are accessing it. According to the user registration service agreement of oxygen branch, the oxygen branch is managed and operated by Beijing Shi Sheng Meiyan Culture Co., Ltd., which can provide micro-financial information technology services such as information consultation, information exchange, capital docking and post-loan credit management for users who need consumer medical care/life beauty staging on the mobile Internet.
What software is Chongqing Huamei Plastic Loan Software called Gold?
Chongqing Huamei Plastic Loan Software is called Jinhua Software. It is understood that there are three types of medical beauty loan platforms: offline medical beauty institution selection and loan platform cooperation. Offline customers who want loans can apply for loans on the institutional cooperative loan platform, for example, Baidu has money to spend. The medical beauty platform itself is also a third-party platform that can introduce medical beauty institutions to users. Without the loan qualification, users can go to cooperative medical and beauty institutions to make installment loans, such as new oxygen. Some medical beauty staging platforms can not only lend money, but also perform medical beauty surgery. There are many medical and beauty loan platforms, so we must choose a compliant platform, clarify the borrowing rules, and repay the loan on time.
How to borrow a hospital beauty loan?
Customers who want to apply for beauty loans have to go to the medical beauty staging platform of licensed consumer financial institutions. Under normal circumstances, as long as the customer 18 years old or above, it is a natural person with full capacity for civil conduct; Personal credit is good; If you have the ability to repay the loan principal and interest on time, you can apply.
1. However, it should be noted that at present, in the loan market, beauty loans are mixed, and many loan intermediaries and beauty agencies collude with each other, taking "free beauty to make money" as a gimmick, resulting in consumers' debts and personal information being leaked. In this regard, we must "polish our eyes", beware of those low-threshold medical loans, and provide various benefits such as zero down payment and zero interest. It's probably a loan scam.
2. Actually, you don't need to apply for a beauty loan. You can apply for a consumer loan on a loan platform with a financial license, and then use the loan funds for beauty. This can be used as a comprehensive personal consumption, and there is generally no problem.
1. How can plastic surgery hospitals pay by installment? First, hospitals should cooperate with loan companies. The loans that beauty seekers apply for from loan companies can only be used for plastic surgery, such as Gitzo, installment and malt. It is estimated that there are five or six loan platforms in formal channels.
2. As a beauty seeker, if you want to pay the down payment in installments, you generally need to fill in the form first, including information, ID card, photo address, contact information, contact information of family and friends, work monthly income, etc. Including some notices, just to let you know that the loan is completely voluntary and you sign it yourself. You always have a mobile app to fill in the registration application. Generally, if you don't refuse, customer service will call you to verify the specific situation, because it is a credit loan. So just look at your credit, no mortgage is needed. Generally, a platform can lend 20,000-40,000 yuan. If there is more, your credit rating will be higher, and people will not dare to borrow it, which is risky. If you need a large amount, you can apply for loans from several platforms at the same time.
Let's stop here for the introduction of the medical beauty loan platform.