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How to reimburse all expenses when you are injured in a car accident and discharged from hospital?
The medical expenses of traffic accidents can be directly sued by the perpetrator and the insurance company for full compensation. You can also use medical insurance for reimbursement, as long as it is within the scope of medical insurance. However, insurance companies have compensation limits. Through negotiation, the owner of the vehicle will accompany him to the insurance company to calculate the amount of compensation, and the insurance company will bear the responsibility of traffic accident compensation within the scope of strong risks.

Pay these expenses after the traffic accident leaves the hospital:

1. The medical expenses are determined according to the receipt certificate issued by the medical institution;

2. The lost time fee is determined according to the lost time and income of the victim;

3. The transportation expenses are calculated according to the actual expenses incurred by the victims and their necessary accompanying personnel for medical treatment or transfer to other hospitals;

4. Nursing expenses and accommodation expenses.

the medical expenses are determined according to the receipt vouchers such as medical expenses and hospitalization expenses issued by medical institutions, combined with relevant evidence such as medical records and diagnosis certificates. If the obligor for compensation disagrees with the necessity and rationality of the treatment, he shall bear the corresponding burden of proof. The amount of compensation for medical expenses shall be determined according to the amount actually incurred before the end of the debate in the court of first instance. The compensation holder may sue separately after the necessary rehabilitation expenses, appropriate cosmetic expenses and other follow-up treatment expenses for organ function recovery training. However, according to the medical certificate or appraisal conclusion, the inevitable expenses can be compensated together with the medical expenses that have already occurred.

In the case of specific losses such as medical expenses, the method of differential compensation is adopted, and the principle of compensation is as much as the actual expenditure. Take the standard of stereotyped compensation for the follow-up treatment fee. Follow-up treatment fee refers to "the fee needed for re-treatment of the dysfunction left after the injury is fixed after treatment or the injury has not recovered and needs to be re-treated". Stereotyped compensation does not consider the arithmetic difference of personal property loss of specific victims, but sets a fixed standard compensation principle for damages based on social appropriateness and social justice.

how to calculate the lost time for medical expenses in traffic accident compensation

1. The medical expenses in traffic accident compensation are determined according to the receipt certificate issued by medical institutions, medical records and diagnosis certificates, and the lost time is determined according to the lost time and income of the victims.

2. The medical expenses are determined according to the receipt vouchers such as medical expenses and hospitalization expenses issued by medical institutions, combined with relevant evidence such as medical records and diagnosis certificates. If the obligor for compensation disagrees with the necessity and rationality of the treatment, he shall bear the corresponding burden of proof. The amount of compensation for medical expenses shall be determined according to the amount actually incurred before the end of the debate in the court of first instance.

3. The lost time fee is determined according to the lost time and income of the victim. The lost time is determined according to the certificate issued by the medical institution where the victim is treated. If the victim continues to miss work due to injury and disability, the time of missing work can be calculated to the day before the date of disability.

Legal basis:

Article 21 of the Regulations on Compulsory Traffic Accident Liability Insurance for Motor Vehicles

If a road traffic accident of an insured motor vehicle causes personal injury, death or property loss to the victims other than the insured, the insurance company shall make compensation within the limits of the compulsory traffic accident liability insurance for motor vehicles according to law.

The loss caused by the road traffic accident is intentionally caused by the victim, and the insurance company will not compensate.