1. Stage music:

Staging music is a consumption staging platform under Lexin, with a maximum amount of 50,000 and a maximum of 36 issues. The platform provides mobile phones, computers, cameras and other products.

2. Jingdong Finance:

Jingdong Finance is a personal financial business brand under JD.COM Digital Technology Group. Users can open IOUs in JD.COM, and then use IOUs to purchase mobile phones in stages in JD.COM Mall. There are various brands. Users can be divided into 24 periods at most (mainly 3, 6, 12, 24 periods).

3. Suning Finance:

Suning Finance is aimed at Suning's online and offline users. After opening Suning Renxing Pay (a personal installment consumption brand under Suning Finance), users can go to Suning.cn Mall to buy mobile phones in installments, which can be divided into 24 installments at the longest. As for the credit line, the maximum can reach 50 thousand yuan.

4. Gitzo:

Gitzo provides commodity loans, covering mobile phones, home appliances, motorcycles, electric vehicles and other commodities. You can apply online and then go to the designated store. It can be divided into 24 periods at the longest.

5. Tmall:

It is also good to buy mobile phone business in stages in Tmall. However, everyone should have enough credit line. Tmall's installment consumption quota is given a certain consumption quota after comprehensive evaluation by the factoring company. Consumers can buy goods within the quota and pay by installments. Everyone's quota is different, depending on the consumption situation and credit history, it is generally around 4000, up to tens of thousands.

What does the down payment mean?

Buying a house with a down payment means that the buyer signs an installment payment agreement with the selling unit. The buyer can pay in installments according to the time agreed in the agreement, without paying the down payment immediately, and then make a loan after the down payment is paid off. However, if the buyer fails to pay the down payment, it is malicious fraud and needs to bear corresponding responsibilities. Buying a house with a down payment is actually a cover made by developers to attract customers. Buyers still need to pay the corresponding down payment according to the relevant regulations of the bank, but the difference with normal house purchase is that the down payment can be delayed for one or two years. Usually, developers will also agree on the time when buyers will make up the down payment. During this period, property buyers only need to pay the down payment. If they are unable to pay, they will be regarded as breach of contract and need to pay a certain penalty. So, when buying this kind of house.