1. Heng Xiaohua is a personal credit loan product under Beijing Junhang Weijin Information Technology Co., Ltd. Recently, the situation of the next payment is relatively stable, with many cases and many feedbacks.
2. Heng Xiaohua's application process and required materials are basically the same as those of the previous Hengyi Loan/Puronghua. Applicants should be 22-55 years old, have a mobile phone number that has been used normally in the real-name registration system for more than 6 months, and submit proof of normal use of credit cards.
3. The maximum loanable amount of Hengxiaohua is 200,000 yuan, and the longest normal service period can be used by stages 12 months.
4. The whole process submitted by Heng Xiaohua is recognized by the system. Generally, there is no telephone call back, and the approval results can be issued about 30 minutes after submission.
5. The comprehensive annualized interest rate of Hengxiaohua is within 35.9% (please refer to the actual interest rate when borrowing).
6. Heng Xiaohua will apply for credit investigation and credit investigation, so it is necessary to maintain a good credit record.
It should be noted that no matter what loan platform, there may be some negative comments, because each user's personal experience and expectations are different. Therefore, when choosing a loan platform, we should understand and evaluate it from many aspects, including the reputation, reputation, service, interest rate and risk of the platform. At the same time, when borrowing money, we should make rational decisions according to our own financial situation and repayment ability to avoid the risks brought by excessive borrowing or overdue repayment.