Inner Mongolia Morning Post news hotline 3320332 news (intern reporter Feng Yuqian) "My children recently applied for a medical insurance card at school. I would like to know whether the usage of the student medical insurance card is the same as that of ordinary citizens?" Yesterday, Citizen Ms. Liu called the news hotline of this newspaper and said.

In this regard, the staff of the Hohhot Medical Insurance Center said: The medical insurance cards for primary school students are different from those for ordinary citizens. The medical insurance cards for primary school students can only be used when they are hospitalized, such as mild colds and other diseases. It is not within the scope of use of primary school students’ medical insurance cards.

The first batch of 100,000 student medical insurance IC cards in Shenyang has begun to be issued

From now on, students can use the medical insurance card to seek medical treatment

“Our students also have medical insurance cards!” Zhang Xinyuan, a second-grade student at Shenyang Experimental School, is very excited to be the first student in Shenyang to receive an urban resident medical insurance card. On October 31, Shenyang Urban Resident Medical Insurance IC Card was launched for the first time. More than 100,000 students from 49 schools in the city became the first batch of participants to receive the urban medical insurance card. Starting from today (November 1), the first batch of Students who have obtained a medical insurance card can use the card to seek medical treatment.

When can I get the card? Within 10 days of payment

“The IC cards issued today are the first batch, and they will continue to be issued soon.” Liu Baojun, deputy director of the Shenyang Medical Insurance Management Center, said that in the future, after the payment is received, the Municipal Medical Insurance Center IC cards will be issued to every insured student within 10 days.

Since the basic medical insurance for school students was officially launched on September 1 this year, the number of insured students in Shenyang City has reached 405,000, of which 100,000 have paid their bills. The first batch of 100,000 student medical insurance IC cards issued involves 49 schools in the city. The medical insurance center will first issue these cards to each school, and then issue them to each student through the school. After that, every time payment arrives, a medical insurance IC card will be issued promptly.

What is the card like? More like a postcard

Compared with the employee medical insurance card, the medical insurance card in the hands of students is more like a postcard. The front is printed with white clouds, green fields, and a lily tower.

The reporter saw that the cardholder’s name, gender, insurance number and other information were printed on the front of the student medical insurance card, and 4 instructions and a voice loss report and consultation phone number were marked on the back of the card. Director Zhang Wei of the Computer Department of the Municipal Medical Insurance Center told reporters that the medical insurance card is the "medical insurance ID card" of insured residents and needs to be kept properly. After students receive medical insurance, they cannot bend it or let it get wet. This card must be used by yourself and cannot be borrowed or counterfeited. If it is lost or damaged, you must go to the medical insurance center to report the loss, and you need to complete the replacement procedures within 15 days.

What kind of treatment? Medical insurance card "all-in-one card"

Whether you live in the city, Kangping or Faku, after getting the medical insurance card, students with the card can seek medical treatment in 153 medical insurance designated hospitals in the city, and there is no first consultation system, and You can enjoy medical insurance benefits with a maximum annual payment limit of 100,000 yuan. In other words, the medical insurance card that students get is the “one-stop card” for medical treatment in the city.

There are 153 designated medical institutions among the first batch of designated medical institutions for urban residents in Shenyang City to obtain designated qualifications. The Shenyang Medical Insurance Center revealed that as of October 31, there were 105 designated medical institutions for urban residents who had signed service agreements. Urban residents' medical insurance implements a city-wide coverage management method. Residents' medical insurance is managed at the city level and in six counties and districts: Shenbei New District, Sujiatun District, Liaozhong, Xinmin, Kangping, and Faku. Insured residents in counties and districts can also Seek medical treatment in the city.

How to seek medical treatment? Show your medical insurance card and brochure

How to seek medical treatment after getting your medical insurance card? If hospitalization is required, the student's medical insurance IC card and medical handbook must be handed over to the hospitalization office, and the hospitalization deposit must be paid. The card can be retrieved after the discharge settlement is completed.

If the insured person is unable to produce the medical insurance card and medical treatment manual due to emergency rescue or loss of the medical insurance IC card, etc., he or she must explain the situation to the receiving doctor and the hospitalization department, and report the situation within three days (the medical insurance IC card is lost). Submit the medical insurance IC card and medical treatment handbook to the hospitalization office within 7 working days) to complete the medical insurance hospitalization procedures. If the medical insurance hospitalization procedures are not completed within the time limit, the medical expenses incurred will be borne by the individual.

How can I see a doctor without a card being issued? Advance payment first and then reimburse

According to regulations, the period for students in school to enjoy medical insurance is from September 1st of the year they participate in the insurance to August 31st of the following year. So, what should students who have gone through the insurance procedures but have not received the card do if they encounter medical problems such as hospitalization? Minister Zhang Wei introduced that this is the first year for the launch of resident medical insurance. The student medical insurance card will be issued at the end of October. Therefore, students who do not use the card to seek medical treatment between September 1 and October 31 will have to pay their medical expenses first. The person will pay in cash in advance. After receiving the medical insurance IC card, the family member or guardian will go to the medical insurance center to handle manual reimbursement procedures with the medical insurance IC card, medical treatment manual, discharge certificate, copy of the hospitalization medical record, medical fee receipt, medical fee details and other materials. The medical expenses incurred shall be reimbursed according to the corresponding proportion registered by each hospital within the scope of the overall fund.

Reporter Ding Ning

Extended reading: How to buy insurance, which one is better, and step-by-step instructions to avoid these "pitfalls" of insurance