The other is auto insurance, five cars, 300,000 yuan/seat insurance, 30,000 yuan/seat accident medical treatment, 100 yuan/day/seat hospitalization subsidy. If it is auto insurance, you should pay attention to → "The Secret of Auto Insurance Routine, Old Drivers Teach You Not to Spend Money"
The insurance claim process is as follows:
1, accident report
You can report the case to the insurance company by telephone or APP. The customer service staff will give detailed guidance to consumers and ask about the materials that need to be prepared when reporting the case.
2. Prepare and submit claim information.
According to the requirements of insurance companies, it is very convenient to prepare the required information, which is usually submitted by email or uploaded directly to the platform.
Here, I have compiled the basic information that needs to be prepared, which is probably the following six items:
Claims application, insurance contract, legal and valid identity certificate of the insured, legal and valid identity certificate and relationship certificate of the applicant, professional appraisal report conforming to the provisions, and other certificates and materials related to confirming the nature and causes of the insured accident that the applicant can provide.
3. Wait for the insurance company to review the materials.
After receiving the claim materials from customers, the insurance company will review the materials. If the materials are not prepared adequately, additional supplements may be needed. Therefore, it is suggested that you must be careful when preparing the claim information, and try not to miss some information, which can improve the efficiency of claim settlement.
4. Waiting for claim payment
After the general case is approved, the insurance company will directly transfer the claims to the bank account designated by the customer within the agreed time. This time is generally not long, and it will be paid within ten days after the agreement is reached.