1, the preliminary examination is mainly to conduct a preliminary review of the loan application, including the lender's credit status, repayment ability, loan purpose, etc. The second trial is a comprehensive review of the information provided by the lender on the basis of the first trial to ensure that the lender's qualifications meet the requirements of the bank's loan policy and ensure the safety of the loan.
2. The preliminary examination is the preliminary examination of the lender by the bank, usually in written form. The second trial is a comprehensive review of the loan contract and related guarantee materials after the first trial is passed, which requires more rigorous review forms such as field investigation.