Same company. According to Archie's inquiry in official website. Although CITIC Yu Bingxuan and CITIC Bohai Aluminum belong to the same company, their businesses are different. CITIC Bohai is mainly engaged in personal consumption finance business, such as credit cards and loans. CITIC Yu Bingxuan specializes in commercial payment and merchant services, providing credit card clearing and payment solutions. The business scope and positioning of the two companies are different, but they are both part of CITIC Bank Group.