Hello, an account management fee is required for a gold card with substandard assets, and the charging standard depends on the place where the card is opened. The annual fee for ordinary credit card of our bank is 65,438+000 yuan, and the annual fee for gold card is 300 yuan. The annual fee is charged once a year. At present, our bank has launched an annual fee concession activity. During the whole year of your card's validity (non-natural year from the date of issuance), you can spend six times on a single card (except mini card, fashion card, business card, platinum card and unlimited card), and China Merchants Bank can pay the annual card fee for you next year.