Not reliable. You didn't even know the interest rate of installment, so you signed the installment. It is very likely that a relatively large loan will be repaid. Suggest reasonable consumption.
Second, there is no receipt, no contract, and I don't have any evidence in my hand after the operation. Is the hospital illegal?
Did you go to a regular hospital for plastic surgery? If you have plastic surgery in a regular hospital, the receipt should be complete, but after your plastic surgery, the hospital has not given you any evidence. This hospital is illegal. You can ask the doctor who operated on you to give you a certificate. Without proof, you can't find the hospital.
3. What are the conditions for the plastic surgery loan to pass?
It is best to find a formal and reliable loan platform for cosmetic staging, otherwise it is easy to fall into routine loans. Generally speaking, beauty staging requires the following conditions:
1. Applicant 18 years old or above, with independent capacity for civil conduct.
2. Provide a valid personal identity card;
3. Have a stable job and income and have the ability to repay;
4. Good credit information and no bad records.
However, most cosmetic procedures in the market have huge risks and high interest rates, and there are likely to be huge traps in the signed contracts. Therefore, don't apply for cosmetic surgery easily.
Loan (electronic IOU solution, that is, borrowing money with interest.
Loan is a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds.
Banks put concentrated money and monetary funds out through loans, which can meet the needs of social expansion and reproduction to replenish funds, and banks can also obtain loan interest income from it and increase their own accumulation.
"Three Principles" refers to the basic principles of safety, liquidity and efficient operation. Article 4 of the Law on Commercial Banks stipulates: "Commercial banks should operate independently, bear their own risks, be responsible for their own profits and losses and exercise self-discipline."
1, the loan guarantee is a commercial bank.
2. Liquidity refers to the ability to recover the loan within a predetermined period or realize it quickly without loss of land, so as to meet the needs of customers to withdraw deposits at any time;
3. Efficiency is the continuity of banks.
For example, if a long-term loan is issued, the interest rate will be higher than that of a short-term loan, and the benefit will be good. However, if the loan term is long, the risk will increase, the security will decrease and the liquidity will weaken. So, there can be no problem.
Repayment method:
The sum of the principal and interest of 1 adopts the method of equal repayment every month. Most banks use the same amount for housing provident fund loans and commercial personal housing loans;
2. average capital Repayment Method: Repay each installment (month) within the repayment period, and repay it daily from the previous trading day. Every month.
3. Pay interest on a monthly basis and repay the principal at maturity: that is, the borrower repays the loan principal in one lump sum on the maturity date of the loan [the term is within one year (including interest, which is repaid on a monthly basis;
4. Repay part of the loan in advance: that is, the amount withdrawn by the borrower from the bank, which is generally an integer multiple of 1 000 or 1 000. After repayment, the repayment amount and repayment period of the loan change, but the repayment method remains unchanged, and the new repayment period shall not exceed the original loan period.
5. Repay the loan in advance: that is, the borrower can repay the loan in advance, repay the loan when applying to the bank and handle the corresponding cancellation.
6. Borrow and pay back: interest is calculated on a daily basis after borrowing, and interest is calculated on a daily basis. You can pay the money in one lump sum at any time without any penalty.
4. Why does the medical beauty breast augmentation surgery not require the signature of family members?
At present, cosmetic surgery in regular hospitals requires the signature of family members, and the state also clearly stipulates that surgery must be signed by the closest person of the patient. Only after signing the agreement, the hospital will carry out cosmetic surgery.
Some patients need local anesthesia for cosmetic surgery, so they also need their family members to sign the anesthesia consent form. However, it should be analyzed according to the actual situation, such as some simple cosmetic projects, and some adults can decide for themselves.