There are always some parts of the body that are not taken seriously on weekdays, but once it hurts, it is all kinds of tossing, just like lightning and fire. Like little toes, shoulders and teeth. The health of teeth represents a person's quality of life. If a person is in a state of toothache for a long time, then his life will not be very good.

Many people neglect the health care and early treatment of teeth, and when they can't bear it, they find that minor ailments become serious illnesses, and the treatment process is long and the medical expenses are extremely high. I don't know how to buy insurance if there are chronic diseases or minor problems such as three highs and hepatitis B? This strategy must be read: 9 categories of 39 kinds of physical abnormalities, disease insurance strategy!

The cost of dental care is high

There are four main types of dental treatment: health care treatment, basic treatment, complex treatment and accidental treatment. Among them, health care treatment is routine examination, including tooth washing; Basic treatment is simple treatment of teeth, including common tooth extraction, simple tooth filling and simple root canal treatment. Complex treatment includes dental surgery, restoration, orthodontics and so on; Accident treatment includes trauma suture, tooth extraction, root canal treatment and so on.

2 yuan is required for a tooth filling, 2, yuan for periodontal surgery, 6, yuan for a dental implant, and more than 15, yuan for a dental implant, and at least 3, yuan for orthodontic treatment. From these data, we can see that the cost of different types of treatment projects varies greatly, but the cost is relatively high. In addition, there are huge differences in medical expenses among different medical institutions, and the expenses of private clinics with better conditions are even higher.

Can dental care be reimbursed?

Dental care is a health problem, so can people who have bought health insurance apply for reimbursement?

first, social security

social security in Shenzhen, oral examination and treatment are medical insurance items, tooth extraction and oral surgery are also medical insurance items, but tooth cleaning, oral restoration and orthodontics are not medical insurance items. Reimbursement items are different in different places, mainly in local areas. Then it can also be seen that dental treatment, which belongs to the basic risk of disease, can be reimbursed, but dental beauty cannot be reimbursed. For the strategy of medical insurance reimbursement, I just sorted out the relevant contents, hoping to help you: how to use social security medical insurance? 1. Teach you how to apply for reimbursement!

II. Accident insurance and medical insurance

According to the disability standard, if eight or more teeth are lost due to accidents, it is a level 1 disability, and you can get compensation. If it is accidental medical treatment, it is only for the treatment of accidental tooth injury, and both tooth restoration and tooth shaping are exempt from liability. The same is true of medical insurance. The level of dental health in China is low and the risk is too great, so medical insurance does not compensate for dental diseases.

how to buy dental insurance

of course, there is everything in the insurance market now. Even if these insurances can't reimburse the cost of dental care, there are insurance products that specifically provide protection for teeth. When choosing this kind of products, consumers should think about these contents:

1. Guarantee demand. What kind of protection do consumers want to buy, whether it is accidental treatment of teeth, complicated treatment or cosmetic treatment of teeth? The price of insurance varies with different coverage contents. Even if the coverage is the same, the amount of coverage is limited, so consumers should be optimistic about the terms.

2.? Area. Many dental insurances have designated medical clinics, and if consumers see their teeth in other places with toothache, they may not be able to reimburse medical expenses. Consumers should make a comprehensive balance between their own region and the services they want to obtain.

at last, I want to remind you that the most important thing is to nip in the bud. I suggest that you check and wash your teeth regularly, deal with the problems in time, protect your teeth, and avoid getting seriously ill in the end, and you can't reimburse the related medical expenses. How to buy serious illness and critical illness insurance? I just sorted out the relevant contents about choosing a term or a lifetime, hoping to help you: the term of serious illness insurance VS lifetime, how to choose?