1, hospitalization expenses:
Drugs that are generally needed after hospitalization can be reimbursed as long as they are included in the medical insurance catalogue, and drugs that are not included in the medical insurance catalogue cannot be reimbursed temporarily.
2, auxiliary inspection fee:
The expenses of examination in medical institutions can be reimbursed, such as ECG, X-ray fluoroscopy, filming, laboratory tests, physical therapy, magnetic resonance imaging and so on.
3, outpatient and first aid costs:
In each medical insurance year, outpatient and first-aid expenses accumulated over 2000 yuan can be reimbursed at a rate of 50%.
If you need reimbursement, you can consider adding up all the outpatient and emergency expenses in this year, and all those exceeding 2000 can be reimbursed. Children can bind their relatives' medical insurance cards for payment and reimbursement.
Stitch projects generally belong to outpatient service or emergency service. The details of these two types of medical insurance reimbursement are as follows: There are generally two reimbursement methods for residents' outpatient service, one of which is required by the annual payment line, such as residents' medical insurance in Beijing and Shanghai. The reimbursement method for outpatient service is exactly the same as that for Beijing workers' outpatient service above, except that the reimbursement ratio and maximum amount for residents' outpatient service are low, so we don't give an example here. The other is that there is no deductible requirement, and only one or two hundred outpatient expenses are reimbursed every year. When they are used up, they will be gone, and then they can only pay cash. Like Zhengzhou residents' medical insurance, the annual outpatient limit is 150 yuan.
Extended information of urban medical insurance:
All employers in the town are as follows:
1. Including enterprises (state-owned enterprises, collective enterprises, foreign-invested enterprises, private enterprises, etc.). );
2 organs, institutions, social organizations, private non-enterprise units and their employees shall participate in the basic medical insurance;
3. Some towns and villages stipulate that township enterprises and their employees, owners of urban individual economic organizations and their employees should be gradually incorporated into the basic medical insurance coverage (the last one depends on different local policies), so that they can enjoy medical reimbursement.
Urban medical reimbursement mainly refers to medical treatment, medication, hospitalization, surgery, etc. And medical expenses can be reimbursed by medical insurance card in accordance with relevant regulations. Urban medical insurance is relatively specific, with large project scale and coverage, but limited compensation for major diseases or accidents. At this point, the author suggests that the insured can purchase commercial supplementary medical insurance and social security to reduce their economic losses.
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