According to the regulations, the same house is withdrawn from intraday trading (/kloc-more than twice in 0/2 months) and will not be withdrawn again. It is understood that according to the relevant regulations, buyers can withdraw the balance in their housing provident fund accounts within one year from the date of signing the purchase contract. According to the new notice, those who withdraw housing provident fund for more than two transactions within one year will be rejected, which will help prevent Japanese transactions from using houses to help others defraud housing provident fund and make profits. For employees who meet the relevant conditions of withdrawal, terminate their labor relations with the unit, have their personal accounts sealed, and the withdrawal limit is greater than the account balance, they can apply for withdrawal by closing their accounts.

1. What are the extraction conditions of housing provident fund?

1, purchase, build, renovate and overhaul owner-occupied housing;

2, reached the national legal retirement age, or has officially gone through retirement procedures;

3, completely lose the ability to work, and terminate the labor relationship with the unit;

Second, the provident fund withdrawal process:

1. Sign the payment agreement. The Buyer and the Seller sign the loan fund transfer payment agreement.

2. Entrusted assessment. The loan applicant entrusts a housing appraisal institution recognized by the housing provident fund management center to evaluate the transferred house and issue an appraisal book.

3. Housing transfer. The buyers and sellers handle the house transfer formalities in the real estate registration department, sign the house sales contract, complete the deed tax payment formalities in the tax collection and management center, and obtain the property right certificate after the transfer.

4. Loan application. The loan applicant shall fill in the Application Form for Individual Housing Provident Fund Loan at the Housing Provident Fund Management Center with the materials required for the aforementioned provident fund loan, and make a record of the loan interview.

Legal basis:

"Regulations on the Management of Housing Provident Fund" Article 12 The Housing Provident Fund Management Committee shall, in accordance with the relevant provisions of the People's Bank of China, designate a commercial bank entrusted with the financial business of housing provident fund (hereinafter referred to as the entrusted bank); The housing provident fund management center shall entrust the entrusted bank to handle financial services such as housing provident fund loans and settlement, as well as the establishment, deposit and return procedures of housing provident fund accounts. The housing provident fund management center shall sign an entrustment contract with the entrusted bank.