1, account registration
People who participate in the auction need to have Taobao and Alipay accounts, and must be authenticated by their real names, and use their accounts to participate in the auction (just like corporate bidders). If the bidder doesn't want to participate in the bidding in his own name, he can entrust someone else's account to bid on his behalf, but before the auction, the trustor and trustee need to go through the entrustment formalities at the disposal agency site.
Step 2 sign up for the deposit
The auction needs to pay a deposit, and the time for paying the deposit is stipulated by the online auction platform. Ali stipulates that the deposit can be paid before the auction ends, and some platforms require payment before the auction begins. Generally, bidders can pay by online banking, and Ali allows Alipay to pay.
The amount of the deposit is determined by the court. According to the law, it shall not be less than 5% of the assessed price or market price, and shall not exceed 20%. Usually it is about 65,438+00% of the starting price. Sometimes there is no charge for the bid below 100 yuan. In addition, the person subjected to execution does not need to pay a deposit to participate in the auction.
Step 3 Participate in the auction
If it is the first time to participate in an online auction, I suggest that bidders carefully understand the bidding rules of the online platform, and pay attention to the starting price, price increase range, bidding rules, auction period, especially the delay period. According to the provisions of the Supreme Court, bids are made within five minutes before the auction ends, and the auction end time is extended by five minutes on the basis of the bidding time, and each bid within five minutes is delayed.
This is to prevent the last minute spike from making other bidders lose the opportunity to bid again, so as to ensure fairness. The rule of delay period is stipulated by law, and all platforms must abide by it. In addition, according to the judicial interpretation, the starting price of online judicial auction is reserved, and the first bid can only be the starting price, allowing one person to bid for the transaction.
In the past, the traditional on-site auction, the reserve price, that is, the reserve price, was generally not open, and it was only valid if at least two people participated in the auction. The starting price of online judicial auction is decided by the court, and according to the latest regulations, it shall not be lower than the evaluation price or 70% of the market price.
It is worth noting that according to the auction law, if the client wants to withdraw the auction, he must withdraw the auction before the auction begins. Once the bidder has paid the price, he may not withdraw the auction. However, the "Regulations on Online Auction" of 20 17 has been changed, allowing the court to temporarily suspend or suspend the auction during the bidding process, which means that the auction may be stopped one second before the auction ends.
And even if the auction is over, if there are legal reasons, the court can cancel the auction according to law. There are many reasons for the suspension or withdrawal of filming, but the Regulations on Online Shooting allows the parties whose legitimate rights and interests are damaged by the withdrawal of filming to apply for state compensation or sue other subjects separately.
In addition, bidders should also pay attention to whether there is a preemptive right holder, and the preemptive right holder with real estate as the subject matter is usually the lessee of real estate.
4. Successful bidding
After the auction is successful, the deposit will be automatically transferred to the Alipay account of the court as part of the transaction amount. Then, the bidder pays the money to the court according to the time and payment method required by the court's bidding announcement. The notice payment period is generally within 7~ 15 days after the auction.
After general payment, contact the court or wait for the court to contact and sign the auction confirmation. After signing, receive the civil ruling and the notice of assistance in execution, and handle the transfer procedures, payment and delivery by yourself.
5. The auction failed.
In the traditional live auction, if the auction fails, the bank needs three to five days to refund the deposit. In the online auction, if the deposit is returned through the third-party payment platform, it will basically be returned to the account immediately as long as the auction is over.
Extended data
As early as 2004, Ali set up a word-of-mouth network to cut into the real estate field. 20 10, word-of-mouth network and Taobao were fully integrated, and Taobao real estate channel was launched. But just one year later, word of mouth failed, and Taobao real estate was once stagnant.
By 20 14, Taobao real estate was repackaged and put online. This year, Taobao Real Estate cooperated with Vanke to launch an activity, namely "house bill deduction"-how much money Taobao users spend in the whole year can directly deduct the purchase price when purchasing Vanke's designated real estate, with a maximum deduction of 2 million yuan.
Taobao real estate 20 15 activities are more direct. One case is that on the day of "Double Twelve", Vanke handed over more than 60 houses/kloc-0 to Taobao for online auction, and the starting price of some houses was half of the market price. But then Taobao real estate quickly fell into silence.
From the market point of view, developers in the downward market are in urgent need of repayment. For buyers, housing demand has been suppressed, and the problem of imbalance or mismatch between supply and demand has always existed. For Ali, I hope to solve this supply and demand problem through some of my own resources and improve the efficiency of market transactions.
The auction house in Ali auction is commission-free, and the current charge for commercial real estate is 0.5% to 1% of the transaction fee according to the transaction amount, which is far lower than the traditional agency fee. This obviously cannot support the operating expenses of Ali's auction real estate platform. In the future, in terms of business model, they will consider providing services that Ali is best at, such as financial services and best services.