There are three main aspects of obtaining customers:
First, look for loan customers online.
1, electroacupuncture
Loan officers are certainly no strangers to telemarketing. Every new loan officer will make a phone call, which has two advantages. First, improve their business knowledge, and second, the cost is low, and the income of first-hand loan customers is higher, only some telephone bills and bills are needed!
Two key points of power sales:
(1) bill quality
You can go to real estate agents, decoration companies, car 4S shops, banks and so on to buy quality customer lists. The greater the demand for funds, the more the demand for loans;
(2) telephone volume
Call at least 200 times a day, because the phone is the number, looking for a needle in a haystack, and it's useless without a number! Do these two things well, and it is basically no problem to open two orders in January!
2. Information classification website
58 city, market, people, one board, list, today, etc. These websites all have the phone number of the small boss, you can press to find and call!
3. Various industry websites
For example, manufacturing, catering, clothing, jewelry and other websites can find the boss's phone number.
Second, how to find better corporate loan customers.
People who need industrial and commercial registration are basically people who want to start a business. You can participate in entrepreneurial activities or senior students, and many of them will be encouraged by the state to start businesses. They are your best potential customers. Add more WeChat of these potential customers and often post some entrepreneurial stories and policies in the circle of friends, and your customers will increase.
3. Can I get a refund if the sales office instigates the customer to operate the loan to buy a house?
If the repayment has already started, that is to say, the loan has been approved, and it is definitely not refundable. If you are in the approval stage and haven't paid back the money, you should collect enough evidence to prove that you really need to find a good lawyer.
Fourth, how do loan officers find customers?
What exhibitions, telemarketing, running related channels, and peer cooperation are all nonsense, and everyone knows it. Everyone will tell you this as soon as they enter the company, and you will know it when you really do it for a while. You do it step by step according to the requirements of the leader, and work hard for one month 1 10,000-10.5 million. If you are lucky, if you meet a big order, it may make you break through to 20 thousand.
Maybe this income status will make you feel satisfied, but after a long time, you will find that only by persisting in doing it every day can you get customers. Once you stop getting customers one day, your income will be cut off.
Anyone who has studied the law of time compound interest knows that no matter how high your unit price is, you are only selling time cheaply. You can never make money by selling your time.
Let me say something different. Since it is different, there is always something gray and lacking in morality. Don't look at those people with moral cleanliness. The previous figures have disappeared several times, and the deeper ones will be discussed later. Let me start with something simple.
Never stop getting customers' ideas. How many people do you need to borrow? That method is like looking for a needle in a haystack.
We should focus on establishing channels.
1. The easiest way is to send a business card to the People's Bank of China to "rob" customers. Where is the People's Bank? A place to collect credit information. 10 Nine of the credit callers definitely want to borrow money. Without such a way to grab customers, it is enough to go to the telemarketing exhibition industry.
2. Small loan risk control personnel. Who has the most customers in small loan companies? It is definitely not the company's sales crown, but their risk control supervisor. They have a lot of repayment customers and face more than a dozen new signing customers every day. If you get along well with them, ask them to introduce you. Isn't it much more effective than working hard to run a few peers?
3. Bank lenders. It's hard to find customers who pull deposits from banks, but there are many customers who need loans at the door every day. Whether it is a local commercial bank or a state-owned joint-stock bank, it is impossible to be busy all day as long as you have two account managers.
4. Short video and live broadcast. Don't always think about finding customers, learn to attract customers. Modern people spend more time brushing their mobile phones every day than shopping in a month. So you don't learn short videos, you learn shopping, and you are poor.
This answer can actually give you an idea supplement!
Of course, these points are not profound cheats, but just want to give some new enlightenment to novices who have just stepped into this industry. Don't always be limited by the rules in the textbook.
I am a student who has been working for 8 years. You can ask if you don't understand!