2. The value of jewelry has been concerned by people for a long time. Because of its special decorative wearing function, it generally does not depreciate. The value of collectibles is generally related to the collection market. There are many kinds of collectibles, depending on whether your collections are popular in the market. Jewelry and collectibles are hedging assets in financial management.

3. The gold market consists of the supply side and the demand side. Gold suppliers mainly include gold producers, central banks that sell or lend gold, and private individuals or groups that intend to sell gold. The demanders of gold mainly include gold processors, buyers or central banks who recycle gold, and buyers who preserve or invest. There are many factors that affect the price of gold, mainly including the following categories: supply and demand and equilibrium price, inflation, interest rate and exchange rate.

At present, the mainstream financial products on the market mainly include the following:

1) savings: bank savings have always been the safest way to manage money, but the disadvantage is low income. 2) Gold: Gold speculation is also a mainstream financial management method, which has attracted much attention from investors in recent years.

3) Capital: At present, the capital scale far exceeds the deposit scale, which is the unity of safety and profitability in many investments.

4) Stock: As a high-risk and high-return investment model, stock has always been a hot topic in investment.

5) National debt: National debt is a bond issued by the state, which is similar to bank savings in security and profitability, and is an upgraded product to replace bank savings.

6) Bond: Bond is also an ideal investment method, with less risk and higher income than stock, but it still has great development potential.

7) foreign exchange: speculation in foreign exchange can generate a lot of income, and there are also many foreign exchange derivative wealth management products.

8) Insurance: In addition to improving security, insurance can also have investment value.

9) P2P: P2P investment is risky, with high overdue rate and high yield. Investors must be cautious when choosing P2P investment.