The currency exchange of WeChat and the balance treasure of Alipay are one way. They are all monetary funds. Alipay's balance treasure is in cooperation with the fund. Wechat Currency Exchange cooperates with E Fund, southern fund and harvest fund. Actually, it can be compared with it. Alipay's balance treasure has higher interest than WeChat.
But they also have something in common. For example, they are all involved in the financial field. I believe many people are familiar with Yu 'ebao and WeChat. They are similar to the function of bank deposits, which can save money and have a certain income every day. The aftermath is the same as change. With cash withdrawal function. Its flexibility is higher than the fixed investment and fixed investment of banks and funds. After you take out part of it, the rest of the money can continue to operate. There will be income every day, but the income will be relatively reduced.
The interest rate of the change link is higher than that of Yu 'ebao, one is 2.68% and the other is 2.42%. Of course, this difference is mainly due to the launch time of E-card much earlier than E-card, and the interest rate of E-card was as high as 4% at first, but now with the increase of users, the interest rate gradually decreases. Yu 'ebao now has a purchase restriction order. Change is more flexible. The purchase restriction order has no restrictions. Basically, you can buy as much as you want, but there are restrictions when you want to redeem it. It's usually ten thousand dollars.
Therefore, there is no definite conclusion as to which is safer, Alipay's balance treasure or WeChat's change pass. Both have their own advantages and disadvantages, and they should be decided according to their own preferences.