At present, there are three main types of POS machines in the market, namely mobile POS machines, network POS machines and fixed telephone POS machines. No matter what kind of machine, there will be a handling fee in use, and the rate is roughly as follows:
1. Deduct according to the percentage of the transaction amount, and the deduction rate is 1% for general industries and about 2% for special industries (such as hotels, hotels, jewelry, handicrafts, etc.). ).
Two, bulk transactions and wholesale transactions, the discount rate capped, generally 0.5%- 1%, a single 20 yuan or 50 yuan capped. The handling fee shall be borne by the merchant and deducted when UnionPay liquidates the funds. Among the proceeds, 70% is from the issuing bank, 0/0% is from UnionPay/KLOC, and the rest is from the acquiring bank or acquiring company.
Extended data
The mobile payment service in le brush mainly includes two parts: one is to promote mobile POS machines for merchants, and the other is to promote mobile phone credit card readers for ordinary consumers. On the C end, WeChat Pay and Alipay Wallet are le brush's biggest competitors, but on the B end, le brush chose an open interface to support consumers to use WeChat Pay.
Tencent and WeChat Pay will enter the field of offline payment in the future, and their own expansion may be gradually replaced by investment and acquisition. During this period, there will be two kinds of potential acquirers, one is a licensed third-party acquirer like le brush, and the other is an agent of UnionPay.