Hello, I don't think so. Because banks generally don't accept jewelry and gold as mortgage loans now, only pawn shops can mortgage jewelry, and pawn shops have formal business licenses issued by the state.

Generally, there are two kinds of assets that can be used as mortgage loans, movable property and immovable property. So the loan will be divided into. Chattel mortgage loan and real estate mortgage loan, while general real estate refers to real estate, land and so on. And chattel mortgage loans can include patents, securities, stocks, bonds, etc. , the specific circumstances require the borrower to follow the relevant regulations of the bank.

So according to what I said above, jewelry does not conform to one of movable property and immovable property, so it cannot be mortgaged.