1, spend money and time. The poor use time to buy money, and the rich use money to buy time. There are too many examples of wasting time in our life to save money. Some people like to chat with others on WeChat during working hours and do all kinds of leisure things. They think it's a good deal not to work and get paid, but they never think that your time is passing. During these times, you get nothing but a little salary. Rich people prefer to spend money to save time and invest in learning new knowledge, reading books, learning new skills and attending classes. They think it is more important to spend time and money investing in themselves.
2. Investment and consumption. The poor always want to save money and spend a lot of money. The rich often want to make money, but never forget to invest. Really rich people usually don't choose to spend a lot of money on useless things, such as spending all their money on luxury goods, jewelry and cars. They will make some profitable investments. Then we can achieve material enjoyment at the same time as we get the return of income. Most of the consumption of the rich is spent on investment.
3. Way of thinking. On the level of thinking mode, the biggest difference between the poor and the rich is that the rich use money to buy time and the poor use time for money. For example, rich people will ask cleaners to clean up, and they will spend their time learning new knowledge. At the same time, the cost of cleaning is very different from the cost of knowledge. On the other hand, the poor will spend their own time cleaning, but they never think about how long it will take to do it.