In the gold investment market, physical gold investment mainly refers to investing in gold bars and coins.

? Because gold and currency are no longer closely linked, gold has depreciated for a long time. Only industrial value and short-term financial hedging value. As a pure precious metal, the price of gold continues to fall. Its currency attribute is becoming more and more uncertain. The processing fees and taxes of gold jewelry are relatively high. Because of the high added value, the price of gold jewelry is much higher than that of raw material gold, and the repurchase price of gold is usually discounted at a certain percentage based on the price of raw material gold. Therefore, even if the price of gold jewelry rises during the holding period, the effect of maintaining and increasing the value of gold jewelry is not obvious, and even when it is realized, it can not only make a profit, but sometimes it may lose money.

Therefore, gold jewelry is best used for consumption, not as the main way of gold investment. Compared with gold ornaments, investment-oriented gold bars and coins strip off the high-tech added value of gold products such as gold ornaments, and the average price per gram is 30-50 yuan lower than that of decorative gold. Moreover, the pricing system is basically in line with the international gold raw material price in real time, and the function of maintaining and increasing value is more obvious, which is more suitable for public investment.