Hello, small loans for postal merchants are used for the business and turnover of merchants and small and micro business owners. The borrower must have a business license, have been operating normally for more than one year, be between 18 and 60 years old, have a local household registration or have lived in the local area for more than one year, and need to provide 1 2 natural persons for guarantee. Guarantors are required to be civil servants, teachers, doctors and other groups with stable income. The house owned by the loan applicant (* * *) can be used as collateral, and the maximum amount of a single loan is 500,000 yuan, which does not exceed 70% of the reasonable transaction price stated in the consumption certificate.