Property 30%, stock 30%, gold 20%, cash 20%. The reasons are as follows: the current economic situation is not good, and it is foreseeable that the economy will continue to be weak for some time to come. When times are bad, cash is king, and gold is equal to cash, but it is better than cash and can be adjusted within 40% by itself. Gold is a real hard currency, but its current price is high and it may grow steadily in the future. It should be no problem to beat inflation, and it has a strong ability to maintain value. Cash is mainly to prevent unexpected needs. Whether you deposit money in the banking industry or buy government bonds, you will eventually beat inflation, but you should still save a little in case it is easy to run away. China's real estate market is still bullish for a long time. I think it may be lower in the second half of this year, because China real estate enterprises have 200 billion debts due in the second half of this year, and they are willing to sell their cash. However, the long-term bullish is certain, and it will inevitably rise after the transition. Now you can start trading stocks. At present, the valuation of good stocks is low. The bullish reasons are: domestic demand, how can domestic demand do without money, wages can't go up, and subsidies must be made in other aspects. Can you afford the pension when it enters the market? The answer is obvious. . . Guo Shuqing came to power, engaged in system construction, and China always prospered before the rule of law, as was the case with Boss Deng. This distribution ratio can make a small profit while running, for reference only.