I have been doing finance for so long, so I take the time to analyze "Guiyang house loan, which banks approve Guiyang house mortgage loan quickly?"

As the capital city of Guizhou, Guiyang is bound to have many financial institutions and banking institutions here. There are at least 50.

Here we only talk about the mainstream "Guiyang house loan, which banks approve Guiyang house mortgage loan quickly?" (Don't talk about household names)

Define a concept first. Guiyang mortgage loans are divided into two categories (non-standard mortgage products) and (standardized mortgage products).

Non-standard mortgage products: As the name implies, there is no access standard, and it is mainly up to the bank's risk control personnel to hold a meeting to decide whether the customer is at risk and whether to do this business (there is a certain operating space). Of course, people who cross the line will not do it.

Standardized mortgage products: there is a complete and mature risk control model, which is automatically approved by the whole system and cannot be intervened by bank staff. No matter how hard the relationship is, the system doesn't care about human feelings. )

Let's talk about non-standard mortgage products in Guiyang market:

Non-standard mortgage products are characterized by low interest, slow aging, complex information and large space.

The mainstream non-standard mortgage products in Guiyang include Postal Savings Bank, Huaxi Construction Village Bank, Xiaohe Technology Bank, Fumin Town Bank and Minsheng Bank.

The interest rates of these non-standard mortgage products are between 3% and 7%. The prescription is 10- 15 working days. Non-standard products banks have to hold various approval meetings, so it is slow.

Let's take a look at the mainstream "standardized mortgage products" in Guiyang market.

Standardized mortgage products are characterized by fast payment, moderate interest and simple information.

The earliest is Xiuwen Agricultural Bank. Secondly, wu-tang clan's firmness. Safe trip, Kaiyang trip and Xifeng trip. Finally, a trip to Chongqing.

Recommend the quick loan of Kaiyang Commercial Bank.

6% interest does not charge any fees (assessment fee, notary fee, service fee).

The information is also simple and the loan is fast. Comparatively speaking, the interest rate is moderate (the credit information is poor, so it is most suitable to choose the quick loan from Kaiyang Bank).

How about getting here first? Letter: Free of 7 fees, 8 inquiries, 6 inquiries and 5 inquiries.

2. How about Guiyang Bank Salary King 365?

A:

One year. Guiyang bank jinzhai regular salary king 365 business stipulates that the goods mortgaged by users from Guiyang bank need to be redeemed within one year. If it is not redeemed within one year, the bank will confiscate it and cannot redeem it.

3. What are the banks with fast mortgage loans in Guiyang?

Normal is a day or two.