According to media reports, gold jewelry is financed by fake gold pledge. There are 80 tons of fake gold pledged, with a value of10 billion yuan. However, the use of fake gold pledge financing has also implicated many trust institutions such as Minsheng Trust, Dongguan Trust, Anxin Trust and Sichuan Trust. At present, there are still 654.38+06 billion outstanding financing balances. ?
In fact, this is not the first fake gold. 20 16 Yuan Bo mining co., ltd., Guxian town, lingbao city, Henan province, used fake gold as pledge to defraud loans, and the amount involved was1000 billion yuan. Why do gold fraud cases often appear in the strictly regulated gold market? There are three reasons for this:
First, driven by interests, criminals take risks. Compared with bonds and low-interest currencies, gold has been recognized as a hard currency in the market for thousands of years. Both bonds and low-interest currencies will be impacted by the capital market, but the value of gold itself remains stable. The storage of gold is a hard indicator reflecting the strength of a country's comprehensive national strength, so many rich people are also keen on storing gold.
It is precisely because of the important role of gold in the market economy that some lawless elements also take risks and use fake gold to pledge financing to further achieve their illegal purpose of turning fake gold into real money and silver.
Second, counterfeiting technology makes it impossible for detection methods to detect criminals. In order to confuse the real with the fake, it can be said that criminals have tried their best. At one time, criminals chose tungsten and gold to make bricks. Because the density of metallic tungsten is very close to that of gold, the density of tungsten is 19.25g/cm3 and that of gold is 19.3g/cm3, with a difference of only 0.05g/cm3.
It is reported that adulterated gold bricks can't be detected by ordinary instruments, but it is not undetectable. Tungsten and gold have different melting points. The melting point of gold is 1064℃, while the melting point of tungsten is as high as 34 10℃, so the doped BRICS can be detected by heating. As long as the temperature reaches the melting point of gold, it is easy to separate them. ?
However, some banks and trust companies are backward in the technical means of detecting gold, and it is impossible to detect fake gold in the first time.
Third, the supervision of the regulatory agencies is weak. In addition to the above-mentioned criminals' sophisticated counterfeiting technology and lagging detection methods, there are regulatory loopholes and even illegal interest chains.
Wuhan Gold Jewelry Company had debt problems before. The value of this fake gold pledge loan is10 billion yuan, and many trust institutions still have a financing balance of 654.38+0.6 billion yuan. Why didn't anyone find the problem with such a large amount of financing?
For gold mortgage financing, both banks and trust institutions have strict management procedures. For pledge detection, gold must be visually inspected first, then analyzed by instrument, then detected by water crane, and detection records shall be established. ?
Wuhan Gold Jewelry successfully raised10 billion tons of fake gold, and many trust companies were deeply involved. The reason behind this and the truth have to be thought-provoking. I believe the truth will come out sooner or later.
Finally, what I want to say is: all investments will be risky, and investors are advised to invest cautiously.