The five risks of Yonghui Supermarket are normal. Yonghui Supermarket, as a formal enterprise, should abide by the relevant labor laws and regulations of the state in terms of employee welfare. According to China's labor law, enterprises should pay five insurances and one gold for their employees, namely, endowment insurance, medical insurance, unemployment insurance, work injury insurance, maternity insurance and housing accumulation fund. These are all formal welfare benefits.