Due to the rarity and non-renewability of gold resources, gold is widely used as a very precious military, civil and industrial material. In the long run, gold will only become more and more expensive and less and less. It is a rare value-added variety. The average person is also the only material variety. Although the RMB is good, it also has a normal appreciation and depreciation. Society is bound to progress, and wages will certainly rise with prices. Forty years ago, the average salary was forty yuan, but now it's four thousand. Money will become less and less valuable, while gold will not.
Gold has the property of anti-risk, mainly because it is hard currency, which is recognized by all corners of the world. Coins, on the other hand, go with the flow, ups and downs, and go back and forth. If you have brains, you can switch back and forth between them at will to maximize the benefits, which is called rational asset allocation. Maybe in 10 year, it becomes 1 10,000.
But then again, there are also a few people who have spare money to save gold. I'm afraid they have some debts, so the average person should not think about it. Of course, if you have money, it's best to have half gold and half savings. Don't earn much and depreciate as little as possible. If you want to appreciate, you must understand the development trend, be good at observing the financial market, have an extraordinary economic mind, and do very little.
There are also some netizens' opinions: two pieces of gold are placed at home, each 500 grams, just in case of emergency, nothing to do, grab a plate in your hand, knock on your knees, scratch your back and so on. In case of famine and war, take it and run. As for cash, 20,000 yuan will be kept on hand and the rest will be put in the bank. If you put too much at home, it may be eaten by rats, moldy or confiscated by the elderly.
Our spare money is only used in emergencies, such as wars and large-scale power outages. The rest is tens of thousands of dollars in bank cards and electronic payment, enough for daily use. I usually take it out and count it, and my heart is more practical.
Now the two pieces of gold are not as big as a playing card, which is unremarkable. If you put them on the balcony and put them in flowerpots, they won't be stolen by thieves. Remember, it must be investment gold bars, not gold jewelry and handicrafts, which are cut at the price of the day. Remember that physical gold is a reserve, not a value-added tool. It can be handed down from family to family, which is very convenient.
If you have too much money at home, you can invest, engage in literature and art, and engage in charity. In short, don't put the bank to eat ash. Jewelry, handicrafts, celebrity paintings, antiques, etc. It is recommended to buy less, and the background knowledge is not enough, so it is easy to be deceived. The key is that this kind of goods are large and eye-catching, and jewelry is not easy to sell.
As for those who want to eat KFC for half a day every month, don't dream of saving RMB or gold. It should be more comfortable to live a down-to-earth life, learn a good trade, do a sideline job, raise a Xiaohua Mall, drink a little wine at ordinary times, look at the sunset glow in the sky and think about the beautiful smiling faces of the senior middle school students.