The materials that American students need to prepare to buy insurance are mainly the identity card of the insured, the identity card of the insured, that is, the international students themselves, and other related materials. When you apply for insurance, you should prepare your personal ID number and a copy of your bank card and give it to the insurance company.

To study in the United States, the main types of insurance you need to buy are: basic health insurance, critical illness insurance, dental insurance, luggage insurance, personal property insurance and auto insurance.

First, basic medical insurance. It usually includes medical expenses (or a certain proportion of medical expenses), hospitalization expenses and serious illness surgery expenses. Minor illnesses and injuries can be treated in the doctor's office, so most health insurance does not pay for minor illnesses.

Two. Major medical insurance

Major medical insurance is for patients with chronic diseases or serious injuries. This kind of insurance does not pay all the medical expenses for the insured, and often contains a "deduction clause", which stipulates that I have to pay a specified amount, and the insurance company will pay the excess; Or agree that the insurance company will pay a certain proportion (usually more than 50%) of medical expenses. Usually, the amount paid by American students in advance is between $500 and 1000, depending on the type of insurance policy and the content of insurance. The maximum amount paid by an insurance company is generally between 5,000 and 25,000 dollars.

Third, personal property insurance.

It is best for international students not to bring valuables such as jewelry to the United States. If you decide to take them with you, you should insure them against loss, theft and damage.